Welcome to our Scams awareness information and resources for 2022. We support people with help and advice throughout the year with information and advice on scams. During our Scams awareness fortnight we help to raise awareness.
With many people facing increased financial pressures, there is a high chance that scammers will take advantage of this. For example, we’ve already seen
instances of scammers pretending to be energy companies offering “too good to be true” deals and others sending out phishing emails offering fake government rebates.
● Anyone can fall victim to a scam. People of all ages and backgrounds get scammed. It’s important to be on your guard – if you’re not sure about something,
take your time and get advice.
● If you think someone might be trying to scam you, it’s important to act straight away. If you need advice and support you can call the Citizens Advice consumer service on 0808 223 1133 or visit www.citizensadvice.org.uk. You should also report scams or suspected scams to Action Fraud.
Spotting a scam
It’s important to always keep an eye out for scams. They can and do affect anyone. Here are some of the main warning signs of scams to look out for:
● It seems too good to be true – like an email saying you’ve won a competition you don’t remember entering
● Someone you don’t know contacts you unexpectedly
● You’re being urged to respond quickly so you don’t get time to think about it or talk to family and friends
● You’ve been asked to pay for something urgently or in an unusual way – for example by bank transfer or gift vouchers
● You’ve been asked to give away personal information
If someone thinks they might be being scammed, they should get advice immediately. They can contact the Citizens Advice consumer service for help with what to do next, and report scams or suspected scams to Action Fraud.
How to protect yourself from scams
There are some simple steps people can take to help protect themselves from scams:
● Don’t be rushed into making any quick decisions. It’s okay to take your time
● Never give money or personal details, like passwords or bank details, to anyone you don’t know, trust or have only met online. If someone pressures you for these, it’s most likely a scam
● Before you buy anything, check the company or website you’re using. Read reviews
from different websites, search for the company’s details on Companies House, and take a look at their terms and conditions
● Pay by debit or credit card. This gives you extra protection if things go wrong
● Be suspicious. Scammers can be very smart. They can appear like a trusted business or government official, have a professional website and say all the right things. Take your time to work out if this is a real organisation. Ask them for ID or contact the organisation on a number you know and trust
● Don’t click on or download anything you don’t trust
● Make sure your antivirus software is up to date
Keep your online accounts secure:
- Use a strong password for email accounts that you don’t use anywhere else.
- Choosing three random words is a good way to create a strong and easy to remember password. You can also add in numbers and symbols. If you’re
worried about remembering lots of different passwords you can use a password manager
- Some websites let you add a second step when you log in to your account – this is known as ‘two-factor authentication’. This makes it harder for scammers to access your accounts.
● If you’re not sure about something, get advice from a trusted source
Report the scam
Reporting scams helps authorities stop the criminals responsible, and protects others from being scammed. Anyone who’s been scammed should:
● Call the Citizens Advice consumer service on 0808 223 1133, or on 0808 223 1144 for a Welsh-speaking adviser. We’ll pass on details of the scam to Trading Standards, and can offer further advice
● Report the scam to Action Fraud, the national reporting centre for fraud. They’ll also give them a crime reference number, which can be helpful if you need to tell your bank you’ve been scammed
It’s also important for us to all talk about our experiences with family and friends. By letting them know what’s happened they can be prepared, and together we can put a stop to scams.